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Experienced Rancho Mirage Workers’ Compensation Lawyer

Decades of experience mastering workers’ compensation law.

Castillo & Associates attorneys

Castillo & Associates are highly experienced workers’ compensation lawyers serving Rancho Mirage, CA. Todos hablamos Español.

When a person has been injured while at work, it may be necessary to take time off work while in recovery. At times, the injury can be extensive enough to cause long-term disability, prompting permanent unemployment. California’s workers’ compensation benefits can help injured workers cover medical expenses and a portion of their wages when the injury has been caused while carrying out a work-related duty. Castillo & Associates are workers’ compensation attorneys serving Rancho Mirage, CA who have decades of experience, and hundreds of millions of dollars in compensation recovered.

Employees who have been injured at work have to notify their employers and file a claim in a timely manner to receive benefits. Although benefits can be disbursed promptly, the employer or their insurance carrier can deny future benefits or provide limited benefits, ultimately affecting an injured worker’s recovery process.

A Proficient Workers’ Compensation Attorney Can Help Ensure a Claims Acceptance

California law requires that certain employers obtain workers’ compensation insurance. When an employee is injured on the job, the employee can file a claim with the employer’s insurance to obtain coverage without having to file a lawsuit against the employer. Although the California workers’ compensation system was meant to streamline the process for injured workers to obtain coverage, many workers face unwarranted scrutiny when filing a claim. In some cases, the injured worker will be denied coverage while in other cases, the benefits will be underpaid. 

Castillo & Associates is exceptionally versed in complex workers’ compensation cases. When a person has been injured while at work, workers’ compensation benefits can make a significant difference in the recovery process. Castillo & Associates works aggressively to ensure injured workers recover the highest amount of benefits available to them under California law. After a workplace injury or developed ailment, consider obtaining the professional legal guidance of the Rancho Mirage work injury lawyers at Castillo & Associates

The Benefits Received Can Improve Difficult Financial Situations While in Recovery

The type of benefits received when filing a workers’ compensation claim will vary depending on the type of injury sustained, the type of accident, the degree of injury, and the type of coverage available. Generally, the following three types of workers’ compensation benefits can be provided:

  1. Medical Care Coverage – In accordance with the state’s Labor Code §4600, employers must finance medical care for their employees who are injured while on the job. Based on California’s workers’ compensation laws, insurance claims administrators must authorize and pay for a worker’s medical care, which is reasonably required to relieve or cure the effects of the injury. Medical treatment should follow scientific-based medical treatment guidelines. 
  2. Temporary Disability and Loss of Wages – When the injury results in temporary disability, the law provides that temporary disability benefits may be awarded. These benefits are set to provide payments when there is a loss of wages as a result of:
    • The treating doctor has stated that the injured worker cannot return to routine work for three days or more, or when the worker has been hospitalized overnight; or
    • The employer does not offer the injured worker alternative work that will pay the same wages prior to the injury while the injured worker recovers. 

Temporary disability benefits can be offered in the form of total disability payments, which are benefits paid to those who cannot work at all while in recovery. They can also be offered in the form of temporary partial disability payments, which are provided to those who can return to work while in recovery but are now earning less than the maximum limit that has been set by the law. 

  1. Permanent Disability Benefits – When an injured worker is unable to completely recover after the injury or has suffered the permanent loss of his or her mental or physical faculties, the employee should be eligible for permanent disability benefits. Similar to temporary disability benefits, permanent disability benefits are offered in two separate categories:
    • Permanent partial disability benefits, or
    • Permanent total disability benefits. 

The physician treating the worker will issue a medical report regarding the extent of disability the worker has incurred. This report will establish whether the worker is eligible for permanent partial disability or permanent disability payments. When an injury results in a permanent partial disability, the worker will receive benefits over a set period of time. For permanent total disability, the injured worker will receive benefits for the rest of his or her life. 

Contact an Experienced Law Firm Today and Obtain a Free Consultation

Workers’ compensation claims can be exhaustive, and they can be challenging when the injury has resulted in long-term disability. Depending on the facts surrounding the case, employers and their insurance carriers may be apprehensive about providing benefits. When the injury occurred while on the job, however, workers’ compensation benefits must be provided. 

If you or a loved one experienced a workplace injury or has developed an illness as a result of a workplace harmful substance, you will need the legal representation of an experienced law firm. 

For many years, Castillo & Associates has helped workers obtain the benefits they needed after their job-related injury. Whether you are being denied workers’ compensation or have been offered an insufficient amount of benefits, consider obtaining the legal support of a Rancho Mirage workers’ compensation lawyer at Castillo & Associates. For a risk-free consultation, call 760-863-4800 today. 

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